Affordable Loan Options

USDA Direct Loan

Financing option for rural areas offered directly through the USDA designed for very low to low income households, providing payment assistance to increase an applicant’s repayment ability.  The staff at Pathfinder HomeOwnership Center are certified USDA Direct loan packagers who look forward to helping you obtain this unique financing option!

  • No down payment requirement
  • No USDA funding fee
  • No monthly mortgage insurance
  • Property requirements apply
  • Household income and asset limits apply

USDA Guarantee Loan

Financing option for rural areas designed for low to moderate income households.  The staff at the Pathfinder HomeOwnership Center are happy to assist you with this option and walk you through the home buying process!

  • No down payment requirement
  • Upfront guarantee fee can be financed into the loan
  • Low monthly guarantee fee
  • Closing costs may be paid by the seller
  • Household income and asset limits apply
Photo of the Russell Family

Get In Touch

For more information or if you’d rather talk to a person to discuss your options, call:

(260) 355-0521.

What is considered a rural area?