Building Credit for HomeOwnership
Pathfinder Services HomeOwnership Center offers money management workshops to help people facing financial challenges learn to manage money and build and improve their credit score.
The in-person Money Management workshops consist of two separate four-hour sessions that involve hands-on experiences, creating a spending and savings plan, and obtaining a free credit report. Those who attend and participate in the sessions will receive up to $100 from the Pathfinder HomeOwnership Center to open a matched savings account at a local bank and up to a $300 loan at a local financial institution.
If you are unable to participate in the in-person workshops, we offer a certified online education course through eHomeAmerica. The workshop covers understanding savings and spending, understanding credit, and managing personal finances.
Once the course is completed either in-person or online, a Pathfinder HomeOwnership team member will contact each individual to find out about their experience and get information to send a certificate of completion.