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Responsible Loan Options

Pathfinder Services HomeOwnership Center offers USDA Direct Loans for those with very low to low income and USDA Guarantee Loans for those with low to moderate income. We offer these responsible loan options to ensure the dream of homeownership can be realized for people of all incomes and financial circumstances.

HomeOwnership Programs for Low to Moderate Income

Pathfinder Services HomeOwnership Center offers USDA Direct and USDA Guarantee loans to qualifying individuals and families with very low, low, and moderate incomes.

Our team members will explain these loans and the requirements in an effort to help people in difficult financial circumstances find a path to homeownership.

The USDA Direct Loan is a financing option for rural areas offered directly through the United States Department of Agriculture designed for very low to low income individuals and families. These loans provide payment assistance to increase an applicant’s repayment ability. Our team members are certified USDA Direct Loan packagers who help those who qualify obtain financing. With USDA Direct Loans, there are no down payment requirements, no USDA funding fees, and no monthly mortgage insurance. There are property requirements, and income and asset limits do apply.

Vanesssa closing on home

The USDA Guarantee Loan is a financing option for rural areas offered directly through the United States Department of Agriculture designed for low to moderate income individuals and families. These loans provide down payment assistance to increase an applicant’s repayment ability. Our team members are certified USDA Guarantee Loan packager who help those who qualify obtain financing. With USDA Guarantee Loans, there are no down payment requirements, upfront guarantee fees can be financed into the loan, and low monthly guarantee fees. Closing costs may be paid by the seller. Income and asset limits do apply.

Acquisition rahab home
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